Ingredients: 1 can sweetened condensed milk 1.5 cups cold water 1 package instant vanilla pudding mix 2 cups whipped cream topping (Molly uses Cool Whip Light) Nilla wafers 3 bananas Instructions: Combine condensed milk and cold water. Add pudding mix and mix together. Beat well with beaters for 2 minutes and then chill for 5 minutes. Fold in cool whip and spoon into bowl alternating with Nilla wafers and bananas.